Help Older Loved Ones Have a Safe New Year: Resolve to Avoid Scams

Federal Bureau of Investigation (FBI)

Seniors are targeted for fraud for several reasons: they are more likely to have a "nest egg," they are typically more trusting, and they are less likely to report—or realize—they have been scammed. The best protection against scam artists is knowledge. So do your homework and learn what to look out for. The FBI offers information to protect yourself and your older loved ones from being victimized.

The dawning of a new year for many is an opportunity to wipe the slate clean and resolve to do more in the months ahead—lose more weight, be more generous, and, of course, make more money. Unfortunately scammers of all stripes will be seeking their own fortunes in 2009, often by preying on the public's general affinity to get something for nothing. Fraud appears in many ways and robs innocent victims of billions of dollars every year. 

As the new year emerges with its infinite possibilities, add another resolution to the mix—resolve not to be a victim. Don't fall for scams designed to steal your identity or your money. Be vigilant with your personal data, know what scams are lurking, and be mindful of the golden rule "If it looks too good to be true, it probably is."

Here is a short list of scams to be aware of. It is by no means complete, but illustrates ways scammers try to take what is yours. More information can be found on the FBI's Common Fraud Schemes page, and at the federal LooksTooGoodToBeTrue.gov. Meanwhile, the Internet Crime Complaint Center (IC3) keeps a running list of emerging Internet scams.

Here are several different types of fraud. Click on the links to arm yourself with the information you need to protect yourself:

Telemarketing Fraud: When you give personal or financial information to unknown callers, you increase your chances of becoming a victim of fraud.